section p{margin-bottom:10px}ul{list-style:disc}ol,ul{margin:0 0 1.5em 3em}.finance-highlight{background:var(--color-section-bg);border:1px solid var(--color-border)}.article-content,.pillar-article{font-size:1.05rem;line-height:1.75;color:var(--color-text);max-width:720px;margin-left:auto;margin-right:auto}.article-content h1{font-size:2.25rem;margin-bottom:.75rem}.article-content h2{font-size:1.6rem;font-weight:600;margin-top:3rem;margin-bottom:1rem}.article-content h3{font-size:1.25rem;font-weight:600;margin-top:2rem;margin-bottom:.75rem}.article-content p{margin-bottom:1.25rem}.article-content ul,.article-content ol{margin:1.25rem 0;padding-left:1.25rem}.article-content ul{list-style:disc}.article-content li{margin-bottom:.5rem}.article-content ul li::marker{color:var(--color-primary)}.article-content hr{margin:3rem 0;border:none;border-top:1px solid var(--color-border)}.article-content a{color:var(--color-primary);text-decoration:underline;text-underline-offset:2px}.article-content a:hover{text-decoration-thickness:2px}.finance-callout{margin:2rem 0;padding:1.5rem 2rem;background:var(--color-section-bg);border:1px solid var(--color-border);border-left:4px solid var(--color-primary);border-radius:.5rem;font-size:.95rem;color:var(--color-text);box-shadow:0 1px 3px #0000000a}.finance-callout__title{font-size:1.05rem;font-weight:600;color:var(--color-text);margin:0 0 .75rem}.finance-callout__body{color:var(--color-muted-text);line-height:1.7}.finance-callout__body p{margin:0 0 .75rem}.finance-callout__body p:last-child{margin-bottom:0}.finance-card,a.block.border{border:1px solid var(--color-border);border-radius:12px;padding:1.25rem;background:var(--color-bg);transition:box-shadow .2s ease,transform .2s ease}.finance-card:hover,a.block.border:hover{box-shadow:0 10px 28px #00000014;transform:translateY(-2px)}.finance-button{display:inline-block;padding:.6rem 1.1rem;border-radius:6px;font-weight:600;text-decoration:none;color:var(--color-primary);border:1px solid var(--color-primary);box-shadow:0 2px 6px #0000000d}.finance-button:hover{background:var(--color-primary);color:var(--color-bg)}footer{color:var(--color-muted-text);font-size:.9rem}.article-content table{width:100%;border-collapse:collapse;margin:2rem 0;font-size:.95rem}.article-content th{text-align:left;font-weight:600;padding:.75rem;border-bottom:2px solid var(--color-border)}.article-content td{padding:.75rem;border-bottom:1px solid var(--color-border)}.article-content tr:hover{background:var(--color-section-bg)}.article-content blockquote{border-left:4px solid var(--color-primary);padding-left:1rem;margin:2rem 0;color:var(--color-muted-text);font-style:italic}.finance-illustration{margin:2.5rem auto;max-width:420px}.finance-illustration img{width:100%;height:auto}.finance-trust-strip{display:flex;gap:1.25rem;margin-top:2rem;flex-wrap:wrap}.finance-trust-item{font-size:.85rem;color:var(--color-muted-text)}.finance-hero{position:relative;padding:5rem 1.5rem 7rem;min-height:420px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 100' preserveAspectRatio='none'%3E%3Cpath fill='rgba(255,255,255,0.08)' d='M0,60 C480,100 960,20 1440,60 L1440,100 L0,100 Z'/%3E%3C/svg%3E") bottom 10px center / 100% 100px no-repeat,linear-gradient(135deg,#0d2137,#1a5ba8,#2980d4);overflow:hidden;border-bottom:none}.finance-hero:after{content:"";position:absolute;bottom:-1px;left:0;right:0;height:80px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 80' preserveAspectRatio='none'%3E%3Cpath fill='%23ffffff' d='M0,40 C360,80 720,0 1080,40 C1260,60 1380,70 1440,60 L1440,80 L0,80 Z'/%3E%3C/svg%3E");background-size:cover;background-position:center;z-index:2}.finance-hero-overlay{display:none}.finance-hero-inner{max-width:var(--layout-max-width, 1200px);margin:0 auto;position:relative;z-index:3;display:flex;align-items:center;justify-content:space-between;gap:3rem}.finance-hero-title{font-size:2.8rem;font-weight:700;line-height:1.15;margin-bottom:1rem;color:#fff;max-width:600px}.finance-hero-subtitle{font-size:1.1rem;line-height:1.7;max-width:520px;margin-bottom:2rem;color:#ffffffd9}.finance-hero-actions{display:flex;gap:1rem;flex-wrap:wrap}.finance-hero-cta{display:inline-flex;align-items:center;gap:.5rem;padding:.85rem 2rem;border-radius:8px;font-weight:600;font-size:.95rem;text-decoration:none;transition:all .2s ease;cursor:pointer}.finance-hero-cta--primary,.finance-hero-cta:first-child{background:#fffffff2;color:#0d2137;border:1px solid rgba(255,255,255,.9)}.finance-hero-cta--primary:hover,.finance-hero-cta:first-child:hover{background:#fff;box-shadow:0 4px 12px #00000026}.finance-hero-cta--secondary,.finance-hero-cta:nth-child(2){background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4)}.finance-hero-cta--secondary:hover,.finance-hero-cta:nth-child(2):hover{background:#ffffff1a;border-color:#fff9}.finance-hero-title--light{color:#fff}.finance-hero-subtitle--light{color:#ffffffd9}.finance-hero--with-illustration{background-repeat:no-repeat;background-position:right 5% center;background-size:auto 75%}.finance-hero-illustration{position:absolute;right:0;top:50%;transform:translateY(-50%);width:320px;height:auto;opacity:.9;pointer-events:none}.finance-hero--with-tool{padding:4rem 1.5rem 6rem}.finance-hero-inner--split{align-items:flex-start;gap:3rem}.finance-hero-text{flex:1 1 55%;min-width:0;max-width:600px}.finance-hero-tool{flex:1 1 40%;min-width:320px;min-height:360px;background:var(--color-bg);border-radius:12px;padding:1.25rem;box-shadow:0 10px 30px #0000002e;color:#0f172a;contain:layout style}.finance-hero-tool form{color:#0f172a}.finance-hero-copy{flex:1 1 55%;min-width:0;max-width:600px}.finance-hero-inner--full{justify-content:flex-start}.finance-hero-copy--full{flex:1 1 100%;max-width:none}.finance-hero-media{flex:1 1 40%;min-width:280px;display:flex;align-items:center;justify-content:flex-end}.finance-hero-image{width:100%;max-width:460px;height:auto;max-height:340px;-o-object-fit:cover;object-fit:cover;border-radius:12px;box-shadow:0 10px 30px #00000040}@media(max-width:768px){.finance-hero-inner--split{flex-direction:column;align-items:stretch;gap:2rem}.finance-hero-media{justify-content:center}.finance-hero-image{max-height:240px}}.finance-hero h1,.finance-hero p,.finance-hero-text h1,.finance-hero-text h2,.finance-hero-text h3,.finance-hero-text p,.finance-hero-text ul,.finance-hero-text ol,.finance-hero-text li,.finance-hero-text strong,.finance-hero-text em{color:#fff}.finance-hero-tool,.finance-hero-tool *:not(script):not(style){color:inherit}.finance-hero-intro{margin-top:1.25rem;color:#ffffffe0;font-size:.9375rem;line-height:1.7}.finance-hero-intro>*:first-child{margin-top:0}.finance-hero-intro>*:last-child{margin-bottom:0}.finance-hero-intro p{margin:0 0 .75em;color:#ffffffe0}.finance-hero-intro strong{color:#fff;font-weight:600}.finance-hero-intro a{color:#fff;text-decoration:underline;text-underline-offset:2px}@media(max-width:1024px){.finance-hero-inner--split{flex-direction:column;gap:2rem}.finance-hero-tool{width:100%;min-width:0}}#thb-schema-tool .thb-label{display:block;font-size:.875rem;font-weight:600;color:#334155;margin-bottom:6px}#thb-schema-tool .thb-field input[type=number],#thb-schema-tool .thb-field input[type=text],#thb-schema-tool .thb-field input[type=email],#thb-schema-tool .thb-field input[type=tel],#thb-schema-tool .thb-field textarea{display:block;width:100%;box-sizing:border-box;padding:.625rem .75rem;font-size:.9375rem;line-height:1.4;color:#0f172a;background:#fff;border:1px solid #cbd5e1;border-radius:6px;transition:border-color .15s ease,box-shadow .15s ease}#thb-schema-tool .thb-field input:focus,#thb-schema-tool .thb-field textarea:focus{outline:none;border-color:var(--color-primary, #1a3c6e);box-shadow:0 0 0 3px #1a3c6e26}#thb-schema-tool .thb-step-title{font-size:1.125rem;font-weight:700;color:#0f172a;margin:0 0 1rem}#thb-schema-tool .thb-nav{display:flex;gap:.75rem;margin-top:1rem}#thb-schema-tool button[type=submit],#thb-schema-tool .thb-nav button,#thb-schema-tool .thb-calculate-btn{background-color:var(--color-primary, #1a3c6e);color:#fff;border:none;padding:.875rem 2rem;font-size:1rem;font-weight:600;border-radius:6px;cursor:pointer;flex:1;transition:background-color .15s ease,transform .05s ease}#thb-schema-tool button[type=submit]:hover,#thb-schema-tool .thb-nav button:hover,#thb-schema-tool .thb-calculate-btn:hover{background-color:var(--color-primary-dark, #0f2548)}#thb-schema-tool button[type=submit]:active,#thb-schema-tool .thb-nav button:active,#thb-schema-tool .thb-calculate-btn:active{transform:translateY(1px)}#thb-schema-tool .thb-field-error input,#thb-schema-tool .thb-field-error textarea{border-color:#dc2626}#thb-schema-tool .thb-error{font-size:.8125rem;color:#dc2626;margin-top:4px}.finance-hero-tool-results{margin-top:1rem;padding-top:1rem;border-top:1px solid var(--color-border);color:#0f172a}.hero-tool-loading,.hero-tool-error{font-size:.875rem;color:#64748b}.hero-tool-error{color:#dc2626}.hero-tool-result-title{margin:0 0 .75rem;font-size:1rem;font-weight:700;color:#0f172a}.hero-tool-cards{display:grid;gap:.625rem}.hero-tool-card{padding:.875rem 1rem;background:#f8fafc;border:1px solid #e2e8f0;border-radius:8px;border-left:4px solid #94a3b8}.hero-tool-card--winner{background:linear-gradient(135deg,#ecfdf5,#f0fdf4);border-color:#a7f3d0;border-left-color:#10b981}.hero-tool-card__head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:.5rem}.hero-tool-card__label{font-weight:600;font-size:.9375rem;color:#0f172a}.hero-tool-card__rank{font-size:.75rem;font-weight:700;color:#64748b;background:#fff;padding:2px 8px;border-radius:999px;border:1px solid #e2e8f0}.hero-tool-card--winner .hero-tool-card__rank{color:#047857;border-color:#a7f3d0}.hero-tool-card__metrics{display:grid;gap:.25rem;margin:0}.hero-tool-card__metrics>div{display:flex;justify-content:space-between;align-items:baseline;font-size:.8125rem}.hero-tool-card__metrics dt{color:#64748b;font-weight:500}.hero-tool-card__metrics dd{margin:0;color:#0f172a;font-weight:600;font-variant-numeric:tabular-nums}.hero-tool-result-simple{font-size:.9375rem;color:#0f172a;padding:.75rem 1rem;background:#f8fafc;border-radius:8px}.finance-intro{background:var(--color-bg, #fff);padding:3.5rem 1.5rem 3rem}.finance-intro-inner{max-width:var(--layout-content-width, 760px);margin:0 auto;padding:0 1.5rem}.finance-intro-title{font-size:1.65rem;font-weight:700;color:var(--color-text, #1F2933);line-height:1.3;margin-bottom:1rem;padding-bottom:.75rem;border-bottom:2px solid var(--color-primary, #0F2A44);display:inline-block}.finance-intro-text{font-size:1.05rem;line-height:1.8;color:var(--color-muted-text, #6B7280);margin-bottom:.75rem}.finance-intro-text:last-child{margin-bottom:0}.finance-container{max-width:var(--layout-content-width, 1100px);margin-left:auto;margin-right:auto}.finance-footer{margin-top:6rem;background:#020617;color:#cbd5e1;font-size:14px}.finance-footer-inner{max-width:1200px;margin:0 auto;padding:4rem 1.5rem;display:grid;grid-template-columns:2fr 1fr 1fr;gap:3rem}.finance-footer-title{font-size:20px;font-weight:600;color:#fff;margin-bottom:1rem}.finance-footer-description{max-width:420px;line-height:1.6;color:#94a3b8}.finance-footer-column h4,.finance-footer-heading{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:#94a3b8;margin-bottom:1rem}.finance-footer-column ul{list-style:none;padding:0;margin:0}.finance-footer-column li{margin-bottom:.5rem}.finance-footer-column a{color:#cbd5e1;text-decoration:none;transition:color .2s ease}.finance-footer-column a:hover{color:#fff}.finance-footer-column .muted{color:#94a3b8}.finance-footer-bottom{border-top:1px solid #1e293b;padding:1.5rem}.finance-footer-bottom-inner{max-width:1200px;margin:0 auto;display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;font-size:12px;color:#94a3b8}.finance-section{padding:var(--section-spacing) 1.5rem}.finance-section-inner{max-width:var(--layout-content-width);margin:0 auto}.site-name,.site-nav-link:hover{color:var(--color-primary)}.finance-trust-bar{position:relative;z-index:5;background:var(--color-bg);border-bottom:1px solid var(--color-border, #E5E7EB);margin-top:-1px;min-height:37px;contain:layout style}.finance-trust-bar-inner{max-width:var(--layout-max-width, 1200px);margin:0 auto;padding:0 1.5rem;height:36px;display:flex;align-items:center;gap:2rem;overflow-x:auto;scrollbar-width:none}.finance-trust-bar-inner::-webkit-scrollbar{display:none}.finance-trust-bar-item{display:flex;align-items:center;gap:6px;font-size:11px;color:var(--color-muted-text);white-space:nowrap;flex-shrink:0}.finance-trust-bar-dot{width:5px;height:5px;border-radius:50%;background:var(--color-primary);flex-shrink:0;opacity:.7}.finance-category-nav{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1rem}.finance-category-nav-item{display:flex;flex-direction:column;align-items:center;text-align:center;padding:1.25rem 1rem;border:1px solid var(--color-border);border-radius:12px;background:var(--color-bg);text-decoration:none;color:var(--color-text);transition:box-shadow .15s ease,transform .15s ease}.finance-category-nav-item:hover{box-shadow:0 10px 28px #00000014;transform:translateY(-2px)}.finance-category-nav-icon{width:2.5rem;height:2.5rem;margin-bottom:.75rem;-o-object-fit:contain;object-fit:contain}.finance-category-nav-label{font-size:.9rem;font-weight:600;color:var(--color-text)}.finance-tool-embed-grid,.finance-guide-cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.finance-card-image{width:100%;height:180px;-o-object-fit:cover;object-fit:cover;border-radius:12px 12px 0 0}.finance-cta-footer{background:linear-gradient(135deg,#1e3a5f,#163352);padding:var(--section-spacing, 4rem) 1.5rem;text-align:center}.finance-cta-footer-inner{max-width:var(--layout-content-width, 1100px);margin:0 auto}.finance-cta-footer-heading{color:#fff;font-size:2rem;font-weight:700;margin-bottom:.75rem}.finance-cta-footer-subline{color:#fffc;font-size:1.125rem;margin-bottom:1.5rem}.finance-cta-footer-actions{display:flex;flex-direction:column;align-items:center;gap:.75rem}.finance-cta-footer-button{display:inline-block;background:#fff;color:var(--color-primary, #1565C0);font-weight:600;font-size:1rem;padding:.75rem 2rem;border-radius:6px;text-decoration:none;transition:opacity .2s ease}.finance-cta-footer-button:hover{opacity:.9}.finance-cta-footer-secondary{color:#fff;text-decoration:underline;font-size:.9375rem}.finance-cta-footer-secondary:hover{opacity:.8}.finance-cta-footer-disclaimer{color:#fff9;font-size:.8125rem;margin-top:1.25rem;line-height:1.5}.prose{font-size:1.05rem;line-height:1.75;color:var(--color-text, #1F2933);max-width:var(--layout-content-width, 760px);margin-left:auto;margin-right:auto;padding:0 1.5rem}.prose h1{font-size:2.25rem;font-weight:700;line-height:1.2;margin-top:0;margin-bottom:1.5rem;color:var(--color-text, #1F2933)}.prose h2{font-size:1.6rem;font-weight:600;line-height:1.3;margin-top:3rem;margin-bottom:1rem;color:var(--color-text, #1F2933);padding-bottom:.5rem;border-bottom:1px solid var(--color-border, #E5E7EB)}.prose h3{font-size:1.25rem;font-weight:600;line-height:1.4;margin-top:2rem;margin-bottom:.75rem;color:var(--color-text, #1F2933)}.prose p{margin-bottom:1.25rem}.prose a{color:var(--color-primary, #0F2A44);text-decoration:underline;text-underline-offset:2px}.prose a:hover{text-decoration-thickness:2px}.prose strong{font-weight:600}.prose ul{list-style:disc;margin:1.25rem 0;padding-left:1.5rem}.prose ol{list-style:decimal;margin:1.25rem 0;padding-left:1.5rem}.prose li{margin-bottom:.5rem}.prose li::marker{color:var(--color-primary, #0F2A44)}.prose hr{margin:3rem 0;border:none;border-top:1px solid var(--color-border, #E5E7EB)}.prose blockquote{border-left:4px solid var(--color-primary, #0F2A44);padding-left:1rem;margin:2rem 0;color:var(--color-muted-text, #6B7280);font-style:italic}.prose>h1:first-child{display:none}.prose>div,.prose>nav{margin-top:3.5rem;margin-bottom:3.5rem}.prose>div:first-of-type{margin-top:0}.prose table{width:100%;border-collapse:collapse;margin:2rem 0;font-size:.95rem;background:var(--color-bg, #fff);border-radius:8px;overflow:hidden;border:1px solid var(--color-border, #E5E7EB)}.prose thead th{text-align:left;font-weight:600;font-size:.85rem;padding:.75rem 1rem;background:var(--color-section-bg, #F7F9FC);border-bottom:2px solid var(--color-border, #E5E7EB);color:var(--color-text, #1F2933)}.prose td{padding:.75rem 1rem;border-bottom:1px solid var(--color-border, #E5E7EB);vertical-align:top;color:var(--color-text, #1F2933)}.prose tr:last-child td{border-bottom:none}.prose tr:hover{background:var(--color-section-bg, #F7F9FC)}.prose dl{margin:1.5rem 0}.prose dt{font-size:1rem;font-weight:600;color:var(--color-text, #1F2933);padding:1rem 1.25rem;border:1px solid var(--color-border, #E5E7EB);border-radius:10px 10px 0 0;background:var(--color-bg);margin-top:.75rem;cursor:pointer;position:relative}.prose dt:first-child{margin-top:0}.prose dt:after{content:"";position:absolute;right:1.25rem;top:50%;transform:translateY(-50%);width:20px;height:20px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%236B7280'%3E%3Cpath fill-rule='evenodd' d='M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z'/%3E%3C/svg%3E");background-size:contain;background-repeat:no-repeat}.prose dd{font-size:.92rem;color:var(--color-muted-text, #6B7280);line-height:1.75;padding:.75rem 1.25rem 1.25rem;margin-left:0;border:1px solid var(--color-border, #E5E7EB);border-top:none;border-radius:0 0 10px 10px;background:var(--color-bg)}.prose .stat-bar{margin:2rem 0}.prose .stat-bar h2{border-bottom:none;margin-bottom:1rem}.prose .stat-bar ul{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:1.25rem;list-style:none;padding:0;margin:0}.prose .stat-bar li{background:var(--color-bg);border:1px solid var(--color-border, #E5E7EB);border-radius:10px;padding:1.5rem 1rem;text-align:center;margin:0}.prose .stat-bar li::marker{content:none}.prose .stat-bar li p{margin:0;font-size:.85rem;line-height:1.5;color:var(--color-muted-text, #6B7280);overflow:hidden}.prose .stat-bar li p strong,.prose .stat-bar li p b{display:block;font-size:1.75rem;font-weight:700;color:var(--color-text, #1F2933);margin-bottom:.25rem;letter-spacing:-.5px}.prose .guide-cards{margin:3rem 0}.prose .guide-cards h2{border-bottom:none}.prose .guide-cards>ul{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.25rem;list-style:none;padding:0;margin:1rem 0 0}.prose .guide-cards li{background:var(--color-bg, #fff);border:1px solid var(--color-border, #E5E7EB);border-radius:12px;padding:0;overflow:hidden;margin:0;transition:box-shadow .2s ease,transform .2s ease;box-shadow:0 1px 3px #0000000a}.prose .guide-cards li:hover{box-shadow:0 10px 28px #00000014;transform:translateY(-2px)}.prose .guide-cards li::marker{content:none}.prose .guide-cards li:before{content:"";display:block;height:8px;background:linear-gradient(135deg,#0d2137,#1565c0)}.prose .guide-cards li:nth-child(2):before{background:linear-gradient(135deg,#085041,#1d9e75)}.prose .guide-cards li:nth-child(3):before{background:linear-gradient(135deg,#854f0b,#ef9f27)}.prose .guide-cards li:nth-child(4):before{background:linear-gradient(135deg,#534ab7,#7f77dd)}.prose .guide-cards li a{display:block;padding:1.25rem 1.25rem .5rem;font-weight:600;font-size:.95rem;line-height:1.4;text-decoration:none;color:var(--color-text, #1F2933)}.prose .guide-cards li a:hover{color:var(--color-primary, #0F2A44)}.prose .guide-cards li p{padding:0 1.25rem 1.25rem;font-size:.85rem;line-height:1.6;color:var(--color-muted-text, #6B7280);margin:0}.prose .category-nav{margin:2rem 0;padding:2rem 0;text-align:center}.prose .category-nav h2{font-size:1rem;font-weight:500;color:var(--color-muted-text, #6B7280);margin-bottom:1rem;border-bottom:none}.prose .category-nav ul{display:flex;flex-wrap:wrap;gap:.6rem;list-style:none;padding:0;margin:0;justify-content:center}.prose .category-nav li{margin:0}.prose .category-nav li::marker{content:none}.prose .category-nav a{display:inline-block;padding:.45rem 1.15rem;border:1px solid var(--color-border, #E5E7EB);border-radius:100px;font-size:.8rem;font-weight:500;letter-spacing:.01em;color:var(--color-muted-text, #6B7280);text-decoration:none;background:var(--color-section-bg, #F7F9FC);transition:all .15s ease}.prose .category-nav a:hover{border-color:var(--color-primary, #0F2A44);color:var(--color-primary, #0F2A44);background:var(--color-bg)}.prose .loan-comparison{margin:2.5rem 0;padding:2rem 2.5rem;background:var(--color-section-bg, #F7F9FC);border-radius:16px;border:1px solid var(--color-border, #E5E7EB)}.prose .loan-comparison h2{margin-top:0;border-bottom:none;font-size:1.35rem;margin-bottom:.5rem}.prose .loan-comparison>p{font-size:.9rem;color:var(--color-muted-text, #6B7280);margin-bottom:1.25rem}.prose .loan-comparison table{margin:1rem 0 .5rem;font-size:.875rem;background:var(--color-bg);border-radius:8px;border:1px solid var(--color-border, #E5E7EB)}.prose .loan-comparison th{font-size:.8rem;text-transform:uppercase;letter-spacing:.04em;color:var(--color-muted-text, #6B7280);padding:.65rem 1rem}.prose .loan-comparison td{padding:.65rem 1rem;font-size:.85rem;line-height:1.6}.prose .trust-bar{margin:1.5rem 0 2rem;padding:1rem 0}.prose .trust-bar ul{display:flex;flex-wrap:wrap;gap:1.5rem;list-style:none;padding:0;margin:0}.prose .trust-bar li{margin:0;display:flex;align-items:center;gap:6px;font-size:.85rem;font-weight:500;color:var(--color-muted-text, #6B7280)}.prose .trust-bar li::marker{content:none}.prose .trust-bar li:before{content:"";width:16px;height:16px;border-radius:50%;background:#dcfce7;flex-shrink:0;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%2316a34a'%3E%3Cpath d='M12.207 4.793a1 1 0 010 1.414l-5 5a1 1 0 01-1.414 0l-2-2a1 1 0 011.414-1.414L6.5 9.086l4.293-4.293a1 1 0 011.414 0z'/%3E%3C/svg%3E");background-size:12px;background-position:center;background-repeat:no-repeat}.prose .faq-section{margin:3.5rem 0}.prose .faq-section h2{font-size:1.5rem;font-weight:700;margin-bottom:1.25rem;padding-bottom:.75rem;border-bottom:1px solid var(--color-border, #E5E7EB)}.prose .cta-footer{margin:4rem -1.5rem 0;padding:3.5rem 2rem;background:linear-gradient(135deg,#0d2137,#1565c0);border-radius:0;text-align:center}.prose .cta-footer h2{color:#fff;font-size:2rem;font-weight:700;letter-spacing:-.5px;border-bottom:none;margin-top:0;margin-bottom:.75rem}.prose .cta-footer p{color:#fffc;font-size:1.05rem;max-width:560px;margin-left:auto;margin-right:auto;margin-bottom:2rem}.prose .cta-footer a.cta-button,.prose .cta-footer a{display:inline-block;background:#ffffff26;border:1px solid rgba(255,255,255,.3);color:#fff;padding:.85rem 2.25rem;border-radius:8px;font-weight:600;font-size:1rem;text-decoration:none;transition:background .2s ease}.prose .cta-footer a:hover{background:#ffffff40}section.py-14.border-y{padding-top:3rem;padding-bottom:3rem}section.py-14.border-y .rounded-2xl{border-radius:16px;background:var(--color-section-bg, #F7F9FC);border:1px solid var(--color-border, #E5E7EB);padding:2.5rem}section.bg-slate-50.border-y.py-14{padding-top:2.5rem;padding-bottom:2.5rem;background:var(--color-section-bg, #F7F9FC)}section.bg-slate-50.border-y.py-14 strong{color:var(--color-text, #1F2933);font-weight:600;font-size:.9rem}.finance-homepage-cta{padding:3rem 1.5rem;background:var(--color-bg, #fff);border-top:1px solid var(--color-border, #E5E7EB);border-bottom:1px solid var(--color-border, #E5E7EB)}.finance-homepage-cta-container{max-width:1100px;margin:0 auto}.finance-homepage-cta-card{background:linear-gradient(135deg,#0d2137,#163b5e);border-radius:16px;padding:2.5rem 3rem;display:flex;align-items:center;gap:2rem;position:relative;overflow:hidden}.finance-homepage-cta-card:before{content:"";position:absolute;right:-60px;top:-60px;width:200px;height:200px;border-radius:50%;background:#ffffff08}.finance-homepage-cta-card:after{content:"";position:absolute;right:40px;bottom:-40px;width:120px;height:120px;border-radius:50%;background:#ffffff05}.finance-homepage-cta-icon{width:48px;height:48px;border-radius:12px;background:#ffffff1a;border:1px solid rgba(255,255,255,.15);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:#fffc}.finance-homepage-cta-icon svg{width:22px;height:22px}.finance-homepage-cta-content{flex:1;min-width:0}.finance-homepage-cta-title{font-size:1.5rem;font-weight:700;color:#fff;line-height:1.3;margin:0 0 .35rem}.finance-homepage-cta-text{font-size:.95rem;color:#ffffffb3;line-height:1.6;margin:0;max-width:480px}.finance-homepage-cta-actions{display:flex;gap:.75rem;flex-shrink:0;position:relative;z-index:1}.finance-homepage-cta-btn{display:inline-flex;align-items:center;gap:8px;padding:.75rem 1.5rem;border-radius:8px;font-size:.9rem;font-weight:600;text-decoration:none;white-space:nowrap;transition:all .2s ease}.finance-homepage-cta-btn svg{width:16px;height:16px;transition:transform .2s ease}.finance-homepage-cta-btn:hover svg{transform:translate(3px)}.finance-homepage-cta-btn--primary{background:#fff;color:#0d2137;border:1px solid #fff}.finance-homepage-cta-btn--primary:hover{background:#f0f4f8;border-color:#f0f4f8}.finance-homepage-cta-btn--secondary{background:transparent;color:#ffffffe6;border:1px solid rgba(255,255,255,.3)}.finance-homepage-cta-btn--secondary:hover{background:#ffffff14;border-color:#ffffff80}@media(max-width:1024px){.finance-hero-inner{flex-direction:column;text-align:left}.finance-hero-illustration{display:none}.finance-hero--with-illustration{background-image:none}}@media(max-width:900px){.finance-footer-inner{grid-template-columns:1fr;gap:2.5rem}.finance-footer-bottom-inner{flex-direction:column;align-items:flex-start}.finance-homepage-cta-card{flex-direction:column;align-items:flex-start;padding:2rem;gap:1.25rem}.finance-homepage-cta-actions{width:100%}.finance-homepage-cta-btn{flex:1;justify-content:center}}@media(max-width:768px){.finance-hero{padding:3.5rem 1.5rem 5rem;background-size:100% 60px,100% 100%}.finance-hero:after{height:50px}.finance-hero-title{font-size:2rem}.finance-hero-subtitle{font-size:1rem}.finance-hero-actions{flex-direction:column;align-items:flex-start}.finance-hero-cta{width:100%;justify-content:center}.finance-intro{padding:2.5rem 1rem 2rem}.finance-intro-title{font-size:1.4rem}.finance-category-nav{grid-template-columns:repeat(2,1fr)}.finance-tool-embed-grid,.finance-guide-cards-grid{grid-template-columns:1fr}.prose{font-size:1rem;padding:0 1rem}.prose h1{font-size:1.75rem}.prose h2{font-size:1.35rem}.prose .stat-bar ul{grid-template-columns:1fr}.prose .guide-cards>ul{grid-template-columns:1fr;gap:1rem}.prose .loan-comparison{padding:1.25rem;margin-left:-1rem;margin-right:-1rem;border-radius:0}.prose .cta-footer{padding:2.5rem 1.5rem;margin-left:-1rem;margin-right:-1rem}.prose .cta-footer h2{font-size:1.5rem}.prose .category-nav ul{justify-content:flex-start}.prose dt:after{right:1rem}section.py-14.border-y .rounded-2xl{padding:1.5rem}}@media(max-width:640px){.finance-trust-bar-inner{gap:1.25rem}.article-content{font-size:1rem}.article-content h2{font-size:1.4rem}.article-content h3{font-size:1.15rem}}@media(max-width:480px){.finance-hero{padding:2.5rem 1rem 4rem}.finance-hero-title{font-size:1.75rem}.finance-hero:after{height:35px}.prose .cta-footer h2{font-size:1.35rem}.prose .guide-cards li a{font-size:.9rem}.finance-homepage-cta-card{padding:1.5rem}.finance-homepage-cta-title{font-size:1.25rem}.finance-homepage-cta-actions{flex-direction:column}.finance-homepage-cta-btn{width:100%;justify-content:center}.finance-homepage-cta-icon{display:none}}.finance-secondary-btn,a.inline-flex.rounded-lg{color:#1e3a5f}li.muted{color:#4b5563}.finance-footer,.finance-footer span,.finance-footer a{color:#d1d5db}.finance-hero--with-tool{padding:4rem 1.5rem}.finance-hero-inner--split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}.finance-hero-tool{background:#fffffff2;border-radius:12px;padding:1.5rem;box-shadow:0 8px 32px #00000026}.finance-hero-tool form{margin:0}@media(max-width:768px){.finance-hero-inner--split{grid-template-columns:1fr;gap:2rem}.finance-hero--with-tool{padding:3rem 1.5rem}}.finance-tool-embed{display:block}.finance-tool-embed--inline{background:var(--color-section-bg);border:1px solid var(--color-border);border-radius:.5rem;padding:1.5rem 2rem;margin:2rem 0}.finance-tool-embed--inline .finance-tool-embed__heading{font-size:1.1rem;font-weight:600;color:var(--color-text);margin:0 0 .75rem}.finance-tool-embed--inline .finance-tool-embed__body{display:block}.finance-tool-embed--inline button[type=submit],.finance-tool-embed--inline .finance-button{background:var(--color-primary);color:#fff;border:none;border-radius:.375rem;padding:.6rem 1.25rem;font-weight:600;cursor:pointer}.finance-tool-embed--inline button[type=submit]:hover,.finance-tool-embed--inline .finance-button:hover{filter:brightness(1.08)}.finance-letter-embed{background:var(--color-primary);border-radius:.5rem;padding:2rem 2rem 1.5rem;margin:2rem 0;color:#fff}.finance-letter-embed__heading{color:#fff;font-size:1.25rem;font-weight:600;margin:0 0 1.25rem}.finance-letter-embed__form{display:flex;flex-direction:column;gap:1rem}.finance-letter-embed__row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}@media(max-width:640px){.finance-letter-embed__row{grid-template-columns:1fr}}.finance-letter-embed__field label{display:block;color:#fff;font-size:.875rem;font-weight:500;margin-bottom:.375rem}.finance-letter-embed__field input,.finance-letter-embed__field select,.finance-letter-embed__field textarea{display:block;width:100%;background:#fff;color:var(--color-text);border:none;border-radius:.375rem;padding:.5rem .75rem;font-size:.95rem;font-family:inherit}.finance-letter-embed__field input:focus,.finance-letter-embed__field select:focus,.finance-letter-embed__field textarea:focus{outline:2px solid rgba(255,255,255,.4);outline-offset:2px}.finance-letter-embed__actions{display:flex;justify-content:flex-end;margin-top:.5rem}.finance-letter-embed__submit{background:#fff;color:var(--color-primary);font-weight:600;border:none;border-radius:.375rem;padding:.65rem 1.5rem;font-size:.95rem;cursor:pointer;transition:box-shadow .15s ease,transform .15s ease}.finance-letter-embed__submit:hover{box-shadow:0 4px 12px #00000026;transform:translateY(-1px)}.finance-letter-embed-block{margin:2rem 0;border-radius:.5rem;overflow:hidden;box-shadow:0 2px 8px #0000000f}.finance-letter-embed-block__paper{background:#fff;border:1px solid var(--color-border);border-bottom:none;padding:2rem 2.25rem}.finance-letter-embed-block__body{color:var(--color-text);font-family:Georgia,Times New Roman,serif;font-size:.95rem;line-height:1.75}.finance-letter-embed-block__body p{margin:0 0 1rem}.finance-letter-embed-block__body p:last-child{margin-bottom:0}.finance-letter-embed-block__cta{background:var(--color-primary);padding:1.25rem 2.25rem;display:flex;flex-direction:column;gap:1rem;align-items:stretch;border-radius:0 0 .5rem .5rem}@media(min-width:640px){.finance-letter-embed-block__cta{flex-direction:row;align-items:center;justify-content:space-between}}.finance-letter-embed-block__cta-text{color:#fff;font-size:.95rem;margin:0}.finance-letter-embed-block__cta-button{display:inline-flex;align-items:center;justify-content:center;background:#fff;color:var(--color-primary);padding:.65rem 1.5rem;border-radius:.375rem;font-weight:600;font-size:.95rem;text-decoration:none;transition:box-shadow .15s ease,transform .15s ease}.finance-letter-embed-block__cta-button:hover{box-shadow:0 4px 12px #0003;transform:translateY(-1px)}.finance-calculator-embed{background:var(--color-section-bg);border:1px solid var(--color-border);border-left:4px solid var(--color-primary);border-radius:.5rem;padding:1.75rem 2rem;margin:2rem 0}.finance-calculator-embed__heading{font-size:1.15rem;font-weight:600;color:var(--color-text);margin:0 0 .75rem}.finance-calculator-embed__text{color:var(--color-muted-text);font-size:.95rem;line-height:1.7;margin-bottom:1.25rem}.finance-calculator-embed__text p{margin:0 0 .75rem}.finance-calculator-embed__text p:last-child{margin-bottom:0}.finance-calculator-embed__text h2{font-size:1.15rem;font-weight:600;color:var(--color-text);margin:0 0 .75rem}.finance-calculator-embed__tool{margin-top:1rem;padding-top:1rem;border-top:1px solid var(--color-border)}.finance-toc{background:var(--color-section-bg);border:1px solid var(--color-border);border-radius:.5rem;padding:1.25rem 1.5rem;margin:2rem 0}.finance-toc__heading{font-size:.85rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--color-muted-text);margin:0 0 .75rem}.finance-toc__list{list-style:none;padding:0;margin:0;counter-reset:finance-toc}.finance-toc__item{counter-increment:finance-toc;margin:0;padding:.35rem 0;border-bottom:1px solid transparent}.finance-toc__item a{display:block;color:var(--color-text);text-decoration:none;font-size:.95rem;line-height:1.5;transition:color .15s ease}.finance-toc__item a:hover{color:var(--color-primary)}.finance-toc__item--l2 a:before{content:counter(finance-toc) ".";display:inline-block;width:1.75rem;color:var(--color-primary);font-weight:600}.finance-toc__item--l3{padding-left:1.75rem}.finance-toc__item--l3 a{font-size:.9rem;color:var(--color-muted-text)}.finance-article-body{max-width:var(--layout-content-width, 760px);margin:2rem auto 4rem;padding:0 1.5rem}.finance-article-body>*{max-width:100%}.finance-article-body>*:first-child{margin-top:0}.article-page{background:var(--color-bg)}.article-page .article-header{background:var(--color-section-bg);border-bottom:1px solid var(--color-border);padding:3rem 0 2rem}.article-page .article-header .container{max-width:var(--layout-content-width, 760px);padding:0 1.5rem}.article-page .article-title{font-size:2.25rem;font-weight:700;line-height:1.2;color:var(--color-text);margin:0}.article-page .article-intro{margin-top:.75rem;font-size:1.05rem;color:var(--color-muted-text);line-height:1.6}.article-page .article-content-section{padding:2.5rem 0 4rem}.article-page .article-content-section .container{max-width:var(--layout-content-width, 760px);padding:0 1.5rem}.article-page .article-content{max-width:none;margin:0}.article-page .legal-disclaimer{background:var(--color-section-bg);border:1px solid var(--color-border);border-left:4px solid var(--color-primary);border-radius:.5rem;padding:1rem 1.5rem;margin:0 0 2rem}.article-page .legal-disclaimer p{color:var(--color-muted-text);font-size:.9rem;line-height:1.6;margin:0}.article-page .article-faq{background:var(--color-section-bg);border-top:1px solid var(--color-border);padding:3rem 0}.article-page .article-faq .container{max-width:var(--layout-content-width, 760px);padding:0 1.5rem}.article-page .article-faq .faq-item{border-bottom:1px solid var(--color-border);padding:1rem 0}.article-page .article-faq .faq-question{color:var(--color-text);font-weight:600}.article-page .article-faq .faq-answer{color:var(--color-muted-text);line-height:1.7;margin-top:.75rem}.article-page .article-related{padding:3rem 0 4rem}.article-page .article-related .container{max-width:var(--layout-content-width, 760px);padding:0 1.5rem}.article-page .article-related .related-link-list{list-style:none;padding:0;margin:1rem 0 0}.article-page .article-related .related-link-list li{margin-bottom:.5rem}.article-page .article-related .related-link-list a{color:var(--color-primary);text-decoration:none}.article-page .article-related .related-link-list a:hover{text-decoration:underline}.finance-letter-embed-block,.finance-calculator-embed,.finance-toc,.finance-callout,.finance-tool-embed-container{max-width:var(--layout-content-width, 760px);margin-left:auto;margin-right:auto}.finance-tool-embed-container .finance-tool-embed--inline{margin-left:0;margin-right:0;max-width:none}.finance-tool-embed-container .finance-tool-embed--inline>*{max-width:100%}.author-bio{display:flex;gap:1.25rem;align-items:flex-start;margin:2.5rem auto;padding:1.25rem 1.5rem;max-width:var(--layout-content-width, 760px);background:var(--color-bg, #fff);border:1px solid var(--color-border, #E5E7EB);border-radius:12px;box-shadow:0 1px 3px #0000000a}.author-bio__photo-link{flex-shrink:0;display:block;line-height:0}.author-bio__photo{width:64px;height:64px;border-radius:50%;-o-object-fit:cover;object-fit:cover;border:1px solid var(--color-border, #E5E7EB);display:block}.author-bio__body{flex:1;min-width:0}.author-bio__meta{margin:0;display:flex;flex-wrap:wrap;align-items:baseline;gap:.5rem;line-height:1.3}.author-bio__name{font-size:1rem;font-weight:600;color:var(--color-text, #1F2933);text-decoration:none}.author-bio__name:hover{color:var(--color-primary, #1565C0);text-decoration:underline}.author-bio__credentials{font-size:.8125rem;font-weight:500;color:var(--color-muted-text, #6B7280)}.author-bio__credentials:before{content:"· ";margin-right:.125rem}.author-bio__job-title{margin:.125rem 0 0;font-size:.8125rem;color:var(--color-muted-text, #6B7280)}.author-bio__summary{margin:.5rem 0 0;font-size:.9375rem;line-height:1.55;color:var(--color-text, #1F2933)}@media(max-width:640px){.author-bio{gap:1rem;padding:1rem 1.125rem}.author-bio__photo{width:56px;height:56px}}